TC Pay – Website Terms and Conditions

1. Acceptance

By using this website or any TC Pay services, you accept these terms. If you don’t agree, don’t use the site or services.

2. Services

TC Pay offers digital and retail payment solutions. These include:

• Payment collections
• Settlements to service providers
• Bill payments (e.g. fines, utilities, insurance)
• Remittance through authorised partners
• We may update or change services at any time.

3. Eligibility

You must be 18 or older and legally able to enter into agreements. If you act on behalf of an organisation, you must have authority to do so.

4. Use of Website

• You agree to:
• Use the site only for lawful purposes
• Not copy, hack, modify, or interfere with the website or services
• Not submit false or misleading info

5. Fees

Service fees may apply. All pricing will be shown before you confirm any transaction. By proceeding, you agree to pay the stated amount.

6. Payments and Processing

• Payments are processed through secure partners like Pay@ and Stitch.
• TC Pay is not responsible for delays or failures caused by third parties or banks.
• We don’t store card details.

7. No Guarantees

We provide services “as is”. We do not guarantee:

• Service uptime
• Instant payments
• That the website will be free of errors

8. Limitation of Liability

We are not liable for:

• Losses due to your use or inability to use the service
• Unauthorised use of your account or access credentials
• Delays caused by third-party systems

9. Intellectual Property

All content on this site (logo, software, text, graphics) is owned by TC Pay or its licensors. You may not copy or use it without written permission.

10. Privacy

Your personal data is handled according to our Privacy Policy. You accept our data practices by using the service.

11. Changes to Terms

We may update these terms. Updates take effect when posted. Your continued use means you accept the new terms.

12. Governing Law

These terms are governed by South African law. Disputes will be handled by a South African court.

13. Contact

For questions or disputes, contact: TC Pay Phone: 087 821 3154 Email: legal@tcpay.co.za